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Personalized Financial Planning

Helping families build lasting wealth.

Nodaway Valley Investment Services provides tailored financial planning so you can pursue what matters most β€” your family, your goals, and your future.

What We Help With
πŸ“ˆ
Investment Management
Portfolios built around your goals, timeline & risk tolerance
🧾
Tax Strategies
Proactive planning to help you keep more of what you earn
🏦
Retirement Planning
A clear roadmap to financial independence on your timeline
πŸ“‹
Estate & Legacy
Protect your wealth and provide for the people you love
βœ“ Fiduciary Standard
βœ“ No Hidden Fees
βœ“ No Account Minimums
βœ“ Personalized Advice
βœ“ Clients Nationwide
Life-Centered Planning

Financial planning for a life well-lived.

We create space for thoughtful families to make strategic, creative, and intentional choices around their lives and their money.

Working with NVIS won't just give you peace of mind and a sense of clarity β€” it will help you think bigger. It will inspire you to approach your financial life with a spirit of possibility.

Because true wealth is about so much more than numbers. It's about building a life you're proud of alongside the people you love most.

🧭
Support at Every Step
You'll never navigate complex financial decisions alone. We guide you through every choice.
🀝
Accountability That Works
You have a lot going on. Our process ensures nothing falls through the cracks.
πŸ’‘
Fiduciary Advice Only
No sales pitch. No commissions. Just expert advice always in your best interest.
🎯
Your Goals, Not a Template
Every plan is built from scratch around your life, your family, and what you want to achieve.
Why Choose NVIS

We're not your typical advisor.

Here's what makes working with Kolin Hayes different from the status quo.

The Typical Advisor
βœ• Focus on numbers, not people
βœ• Generic, one-size-fits-all plans
βœ• High account minimums ($1M+)
βœ• Annual check-in meetings only
βœ• Little or no tax planning
βœ• Paid by commissions
βœ• Opaque, confusing pricing
βœ• Not always a fiduciary
βœ• Hard to reach between meetings
The NVIS Approach
βœ“ People-first, goal-centered planning
βœ“ Highly personalized, boutique approach
βœ“ No account minimums β€” ever
βœ“ Spring + Fall meetings + anytime access
βœ“ Robust tax planning included
βœ“ Fee-only, no commissions
βœ“ Transparent, all-inclusive pricing
βœ“ Fiduciary pledge β€” always
βœ“ Call or email Kolin anytime
Does This Sound Familiar?

Common challenges we help clients navigate.

You're not alone. These are the situations Kolin hears most β€” and exactly what NVIS was built to solve.

πŸ”

Too much information, not enough clarity.

Everyone has an opinion about your money, but what's actually right for your unique situation?

⏰

No time to manage it yourself.

You'd rather focus on your career, family, or business than track markets and financial reports.

πŸ’Ž

Your money could be doing more.

Cash sitting idle and missed opportunities. You know there's room to grow but haven't found the path.

😰

Finances feel overwhelming.

Balancing income, taxes, savings, and investments is complex. You want a trusted advisor.

πŸ–οΈ

No clarity around retirement.

When can I retire? How much can I spend? Will my money last? These questions deserve a clear, confident answer.

How It Works

A clear path to your financial goals.

Every step is designed around you β€” your values, your family, and what you want your future to look like.

1
Step One Free

Strategy Meeting

A free, no-commitment conversation to find out if working together makes sense. We'll cover:

  • What value can I add for your family?
  • Would you benefit from working with me?
  • What makes me different from other financial professionals?

No commitment. No pressure. No cost. After the meeting, we'll decide together if it makes sense to continue.

⏱ 3 days – 2 weeks before next meeting
2
Step Two

Collaboration

2–3 additional meetings to go deep on your goals and values, gathering everything needed to build your personalized financial plan.

  • Go over goals, values & priorities
  • Review your current finances in detail
  • Finish gathering all planning information
⏱ 1–3 weeks before next meeting
3
Step Three

Plan Delivery

We review your full financial picture together, then walk through recommendations, action items, and your complete plan covering:

TaxesInsuranceInvestmentsEstate PlanningCollege SavingsRetirement PlanningDebt Payoff StrategiesSocial Security ClaimingAnd more!
⏱ ~1 month before next meeting
4
Step Four ⭐ Most Important

Ongoing Support

We meet twice a year to ensure everything gets implemented and adjust as life changes. Reach out anytime in between.

🌸
Spring Meeting
Review progress, action item check-in, update your plan
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Fall Meeting
Year-end tax planning, investment review & plan updates
πŸ”„
Anytime
Call or email whenever something comes up. No need to wait.
Transparent Pricing

Simple, straightforward fees.

No hidden charges. No account minimums. Just clear, competitive pricing aligned with your best interests.

ServiceAUMAnnual Fee
Initial Consultation
Meet Kolin, discuss your goals, see if NVIS is the right fit
β€”Free
Wealth Management
Full financial planning & ongoing investment advisory
Up to $1M1.00%
Wealth Management
Reduced rate for portfolios above $1,000,000
Above $1M0.75%
No account minimums. Fees are calculated annually on assets under management and billed quarterly. Contact Kolin for a full fee disclosure.
How to Get Started

Three simple steps.

1

Schedule a free call

Let's have a no-obligation conversation to see if we're a good fit. No pressure, no jargon.

2

Build your plan together

Your big goals. Our expertise. We'll work together to build a plan that's truly yours.

3

Live with confidence

Ongoing support so you can focus on life, knowing your finances are in great hands.

Financial clarity starts with a conversation.

Reach out to Kolin directly. No pressure, no jargon. Just an honest conversation about your goals and how NVIS can help you get there.

Schedule a Free Meeting β†’
πŸ“ Platte City, Missouri Β· Accepting clients nationwide
βœ‰οΈ khayes@nvb.com
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The Confident Planner

Practical financial tips, planning strategies, and insights delivered to your inbox every two weeks. Written by Kolin Hayes to help you make smarter decisions with your money.

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